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DIGITAL

DIGITAL (64)

• GSMA estimates telecom reforms could generate 9,800 billion Congolese francs ($3.7 billion) in GDP by 2029.
• Mobile operators in DRC face a tax burden of 91% of profits, among the heaviest compared to mining (71%) and banking (34%).
• The sector could connect 9.7 million new mobile internet users and unlock $3.2 billion in value across mining, agriculture, and public services.

The first Digital Africa Summit in Kinshasa on Sept. 18 became a platform for mobile operators to advocate tax and regulatory reforms in the Democratic Republic of Congo (DRC). The push relied on a report by the GSMA, the global mobile industry association, titled “Driving Economic Growth through Digital Transformation in the DRC.”

Angela Wamelo, GSMA’s Africa director, said the reforms could add 9,800 billion Congolese francs ($3.7 billion) to GDP and connect 9.7 million additional mobile internet users by 2029. The report projected that mobile adoption could release more than 8,600 billion Congolese francs ($3.2 billion) in value across mining, agriculture, and public services.

“The Democratic Republic of Congo has the opportunity to leapfrog into a digital-driven economy,” Wamelo said. “But to realize this potential, reforms in taxation, spectrum management, and energy infrastructure must be a priority. We aim to regulate this sector in DRC to make it more transparent and attract investors,” she added.

A separate GSMA report from June, “Mobile Sector Taxation: Comparative Tax Burden in DRC,” highlighted the heavy fiscal environment operators face. It said mobile operators pay on average 91% of their profits in taxes, compared with 71% for mining companies and 34% for retail banks. The report blamed multiple sector-specific levies, often calculated on revenues, for deterring investment and limiting service expansion.

The GSMA urged simplification and harmonization of taxes. It recommended modernizing fiscal frameworks through rationalization of sectoral taxes to lower consumer prices and encourage investment. It also called for a collaborative national framework, coordination of energy and digital policies, expanded spectrum access, license reform, skills development through public-private partnerships, and integration of mobile platforms into education, health, and government services.

The government, facing major financing needs, has argued that telecom operators must pay their “fair share” of taxes. Some officials questioned the fiscal contribution of multinational operators, noting that some had not declared taxable profits in nearly two decades, raising suspicions of tax avoidance.

Despite these concerns, Digital Economy Minister Augustin Kibassa Maliba welcomed the GSMA report. He described it as a “clear diagnostic” of the sector’s progress and challenges. “We have the responsibility to transform the recommendations of this report into concrete actions, because it is through them that we will build a true digital economy,” he said.

According to GSMA, the mobile sector contributed an estimated $63–64 billion to DRC’s GDP in 2022 and $66 billion in 2023.

This article was initially published in French by Ronsard Luabeya

Adapted in English by Ange Jason Quenum

Posted On mardi, 30 septembre 2025 18:22 Written by

• President Félix Tshisekedi pledged $1 billion in public spending from 2026–2030 to implement the new national digital plan.
• The program will focus on infrastructure, e-government, cybersecurity, and digital skills training, with emphasis on women and youth.
• DRC signed an MoU with Cisco and Cybastion to train 250,000 young people in cybersecurity, data science, and programming.

Democratic Republic of Congo (DRC) President Félix Tshisekedi announced a $1 billion public investment to support the country’s next five-year digital development plan. The pledge, made Sept. 26 during the “DRC Digital Nation 2030” event at the UN General Assembly in New York, represents an annual commitment of $250 million from 2026 to 2030.

Tshisekedi said the initiative aims to position Congo as a technology hub at the heart of Africa.

According to the Ministry of Digital Affairs, the program will center on four pillars: expanding digital infrastructure such as connectivity and data hosting, developing e-government services, strengthening cybersecurity governance, and building digital skills. Training programs will prioritize women and young people.

Dominique Migisha, head of the Digital Development Agency, said unfinished projects from the current plan—achieved at roughly 60% due to funding gaps—will be incorporated into the new program.

Tshisekedi stressed that digital development depends on political stability and implementation of peace accords with Rwanda and the M23 rebels. Security improvements are also vital to attract private investors.

On the sidelines of the forum, Digital Minister Kibassa Maliba held talks with U.S.-based Unity Development Fund, which expressed interest in investing in infrastructure, innovation, and youth entrepreneurship.

Congo also signed a memorandum of understanding with Cisco and Cybastion to train 250,000 young people over five years in fields such as cybersecurity, data science, programming, operating systems, technical English, digital transformation, and entrepreneurship.

This article was initially published in French by PM & Ecofin Agency

Adapted in English by Ange Jason Quenum

 

Posted On mardi, 30 septembre 2025 07:44 Written by

Highlights:

• Fintech Paymetrust approved by Congo’s central bank as aggregator on July 4.

• Platform offers real-time supervision of financial flows, enhancing compliance.

• Already active in 14 African countries with over 10 million transactions in 2023.

Fintech company Paymetrust announced it had received, since July 4, 2025, approval from the Banque Centrale du Congo (BCC) to operate as an aggregator in the Democratic Republic of Congo (DRC). This allows the startup to legally provide its services in the country.

“This approval reflects our commitment to contributing to the development of the Congolese digital ecosystem. We want to offer reliable solutions that accelerate the digitization of payments while complying with the strict standards of the Central Bank,” said CEO Moussa Haïdra.

The company’s technology platform enables regulators and stakeholders to monitor financial flows in real time, strengthening traceability, transparency, compliance, and transaction security. In line with BCC requirements, Paymetrust will also connect to the national electronic money switch to ensure interoperability.

Its unified API allows seamless integration between ecosystem players, a major challenge in Congo’s fragmented payments market. Paymetrust already operates in 14 African countries, including Senegal, Cameroon, Côte d’Ivoire, and Tanzania, and processed more than 10 million transactions worth $5 million in 2023.

The platform supports over 65 payment methods — from mobile money to bank cards and e-wallets — and offers an intuitive dashboard for merchants and users. Payments can be made in five currencies: XAF, XOF, GNF, TZS, and USD.

Ronsard Luabeya 

Posted On mardi, 23 septembre 2025 15:59 Written by

Highlights

Singapore firm secures funds via PIPE transaction led by Chaince Securities.
Proceeds to support launch of DRCPass, Congo’s national e-ID platform.
System aims to curb SIM fraud, streamline e-services, boost financial inclusion.

Trident Digital Tech Holdings Ltd said on Sept. 16 it had raised $2.6 million to fund the launch of the Democratic Republic of Congo’s digital ID system. The Singapore-based company said the proceeds, net of costs, will go to the expansion and commercialization of DRCPass.

The system, developed under a public-private partnership with Kinshasa, will make Trident the DRC’s exclusive provider of electronic ID services (e-KYC) which uses Web3-based technologies. The system will enable biometric SIM authentication, and single sign-on access to public services.

The financing was arranged through a Private Investment in Public Equity (PIPE) deal led by Chaince Securities, a unit of Mercurity Fintech Holding. Trident issued Class B shares with reduced voting rights to undisclosed institutional investors. A resale registration statement will be filed with the US SEC.

Authorities say the platform is expected to cut fraud linked to fake SIM cards, expand e-government services, improve access to credit, and serve as a secure complement to physical ID. Before the official launch, DRCPass must clear audits, pilot tests, and a nationwide awareness campaign.

Posted On vendredi, 19 septembre 2025 08:36 Written by
  • Visa launches Visa Pay app in Kinshasa to boost digital payments and financial inclusion

  • Service supports CF and USD transactions, with low-cost bank account options for unbanked users

  • Five banks onboard, with more joining soon; DRC chosen as pilot market due to high cash usage

Visa has launched its Visa Pay mobile application in Kinshasa, aiming to expand access to digital financial services in the Democratic Republic of the Congo (DRC), where cash remains the dominant payment method.

Launched on September 4, the app allows users to transfer money, pay merchants, make deposits and withdrawals, and shop online using virtual cards. Transactions can be made in both Congolese francs (CF) and U.S. dollars (USD).

Sophie Kafuti, General Manager of Visa DRC, said the initiative seeks to reduce costs, improve interoperability, and support financial inclusion. “Today in the DRC, there are several fragmented payment systems. With Visa Pay, payments become secure, fast, and reliable, accessible to students and seniors alike, whether banked or unbanked,” she said.

Accessible, low-cost tool

Designed to consume little mobile data and memory, Visa Pay also allows users without a bank account to open one at low cost with partner banks. “Thanks to agreements with Visa, people can access affordable banking services,” said François Jurd De Girancourt, Visa Vice President for Strategy in Central Europe, the Middle East, and Africa.

The rollout begins with five banks — Access Banque, FBN, Sofibanque, Solidaire Banque, and UBA — with BGFIBank, Equity Bank, and TMB expected to join shortly. The app is also available via partner banks’ mobile platforms and can be downloaded from the App Store and Google Play.

Pilot Phase

Visa chose the DRC as a pilot market due to its high reliance on cash. The country’s financial ecosystem, combining banks and mobile operators, was seen as favorable for building an interoperable solution.

The launch follows Visa’s expansion in the DRC since 2022, including partnerships with Vodacom — which issued 150,000 Visa cards linked to M-Pesa — and a $1 million financial education program with the Financial Inclusion Fund (FPM).

Ronsard Luabeya

Posted On vendredi, 05 septembre 2025 16:04 Written by

A partnership with Monaco-based satellite operator Monacosat will enable the Democratic Republic of Congo to acquire a satellite for an estimated $400 million, the presidency announced after a meeting between President Félix Tshisekedi and Monacosat representative Jean-Philippe Anvam on August 30.

The investment, which amounts to nearly a quarter of the country’s 2025 budget, will be financed by a loan. Anvam stated that "a bank has already mobilized the necessary funds," though he did not name the institution.

The previous day, however, Fidelity Bank CEO Nneka Onyeali-Ikpe met with Minister of Digital Economy Augustin Kibassa and confirmed her bank’s readiness to finance the project. She announced that a joint Fidelity Bank-ministry team would be formed to define the project's parameters.

The initiative follows a memorandum of understanding signed between the Congolese government and Monacosat in November 2024. The project aims to deploy a satellite to reduce the DRC's digital divide and facilitate high-speed internet access across the country, particularly in rural and remote areas with limited telecommunications infrastructure.

The satellite is also intended to enhance cybersecurity, support distance learning, improve telemedicine, and stimulate the growth of the digital economy.

It remains to be seen whether a final agreement has been reached, as its signing is an essential prerequisite for the project to become operational.

Boaz Kabeya

Posted On mercredi, 03 septembre 2025 09:41 Written by

Congolese fintech Maishapay has been selected as one of 12 startups for the fourth edition of Visa’s Africa Fintech Accelerator program. The cohort, running from October to December 2025, includes companies working in areas such as SME digitization, digital lending, cross-border payments, payroll management, B2B payments, AI-driven transactions, social commerce, climate insurance, and neobanking.

By joining the program, Maishapay will gain access to tailored mentorship, specialized training, networking opportunities, and direct links to investors. Since its launch, the accelerator has supported 64 fintechs from 17 African countries, with a combined portfolio value of $1.1 billion. The 12-week program is part of Visa’s $1 billion investment plan in Africa through 2027 to boost financial inclusion and strengthen the continent’s digital economy.

Founded in 2018 by Congolese IT entrepreneur Landry Ngoya, Maishapay is a blockchain-based digital wallet. It allows withdrawals, deposits, mobile payments, money transfers, and offers both checking and savings accounts. Available online and offline, it aims to provide banking alternatives for underserved and unbanked populations.

The platform now counts over 68,000 users, connects with 27 e-commerce sites, and is accepted by more than 14,000 merchants in retail, hospitality, and food services. Already active in the DRC, Congo-Brazzaville, Nigeria, Egypt, and Ethiopia, Maishapay focuses mainly on young entrepreneurs and women who are often excluded from traditional financial services.

Posted On mercredi, 03 septembre 2025 04:50 Written by

Microlink Networks eyes key role in public digitization, data center development

Highlights:

  • S.-based Microlink Networks in Kinshasa for an exploratory mission
  • The company proposes to digitize public services and build data centers
  • Political support acknowledged, but no formal agreement signed yet

On July 17, 2025, Augustin Kibassa Maliba, the DRC’s Minister of Posts, Telecommunications, and the Digital Sector, welcomed a delegation from American tech company Microlink Networks in Kinshasa. The visit marks a potential turning point in the country's ambition to digitize public services and modernize its digital infrastructure.

Microlink, a U.S.-based firm known for its data center and structured cabling solutions, expressed its strong interest in becoming a strategic technology partner to the Congolese state. “We want to be a partner of choice for digitization projects in the DRC,” said Yaseen Khalid, CEO of the company. He highlighted their intention to contribute to data center construction and hosting of government information systems—both critical to the country’s digital transformation goals.

Microlink’s marketing director, Ruslan Khamidullin, commended the Minister’s openness and noted that political support has been promised to help advance discussions. Still, the talks remain exploratory, with no formal agreement signed at this stage.

The firm specializes in IT infrastructure deployment, including secure communications, IP surveillance, and turnkey digital solutions for public and private institutions. Its entry into the DRC would align with Kinshasa’s broader push to improve digital governance and public service delivery through international partnerships.

This article was initially published in French by Boaz Kabeya (intern)

Edited in English by Ola Schad Akinocho

Posted On jeudi, 24 juillet 2025 07:04 Written by

The Democratic Republic of Congo's Ministry of Sports and Leisure announced, in a communiqué published on June 19, 2025, the signing of a memorandum of understanding for a public-private partnership with Burundi’s East African General Trade Company (EAGT). This partnership aims to modernize the oversight of the gambling and sports betting sector, a rapidly expanding field in the country.

According to the Ministry, EAGT will implement a centralized digital monitoring system. This system will connect operators' platforms to transmit real-time reports to the Congolese state. The initiative seeks to bolster sector transparency, enhance tax collection (especially the 10% tax on bettors' winnings), and combat tax fraud.

While no specific timeline has been set for implementation, a pilot phase is planned for Kinshasa. An interministerial commission will rigorously supervise this pilot to ensure robust oversight by public authorities. EAGT will fully cover the project's initial funding, with repayment staggered based on generated revenues, thereby avoiding any immediate pressure on state finances.

This project is part of a broader push to regulate the sector. In 2023, during a Council of Ministers meeting, former Finance Minister Nicolas Kazadi revealed that 139 illegal operators were active in 2022, with no available data on their revenues. Tax collections that same year reached only one billion Congolese francs, a level deemed very low compared to the sector's real potential.

Faced with this situation, the government had considered creating a regulatory authority equipped with a digital tracking system. Projections at the time suggested such a reform could generate over $100 million annually (280 billion Congolese francs at the current dollar value), solely from the tax applied to bettors' stakes.

Burundi offers a successful example. In June 2024, N-Soft introduced a similar system there. According to the Director General of Burundi's National Lottery, this system led to a dramatic 552% increase in the sector's tax revenues.

Posted On mardi, 24 juin 2025 03:55 Written by

On May 23, 2025, the Democratic Republic of Congo (DRC) signed a memorandum of understanding with Huawei to pilot a smart village model. The project aims to provide high-speed Internet access, digital skills training for young people, and to connect local public services such as the civil registry, health, and education. This initiative is part of the national digital transformation strategy to modernize the State and reduce digital inequalities, particularly in rural areas where Internet access remains limited.

The project aligns with broader continental efforts, supported by the African Development Bank (AfDB) and the World Bank, to leverage digitization for sustainable development and inclusion. Mickael Lukoki Nsimba, the prime minister's chief of staff, highlighted the government’s commitment to ensuring “equaldigitalopportunitiesforruralpopulationsandbuilding a modern, transparent, and connected state.”

As of the end of 2024, only 34.6% of Congolese had access to mobile Internet, and fixed Internet access was extremely limited at 0.02%, underscoring the importance and urgency of such initiatives.

Samira Njoya, We Are Tech

 

Posted On mardi, 27 mai 2025 08:29 Written by
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